Are you tired of not having enough money at the end of each month?

Here at Reclaims UK Ltd we have put together a list of ways to save yourself money this winter.

If the recession is hitting you hard then you have to find ways to really cut the cost of living and save where you can.

Reclaims UK Ltd will publish 2 money saving tips per day to help you save money and improve your bank balance.

1. Clear Your Credit Card Debts:

Most money saving experts will tell you that you should always clear your most expensive debts first. Credit cards often offer a convenient way of paying for items in the short term but long term if you cannot make the monthly repayments you will be hit with charge after charge and debt will mount. A low cost loan is a cheaper alternative and makes more sense for example a credit card debt ( APR 15%) of £2500 over three years. You will pay £578.00 in interest over this period whereas a low interest loan at 6% on a £2500 over three years will cost £231.00. Saving you a total of £347.00 the maths is easy.

Total Saving= £347.00

2. Cut your Energy bills by upto £200:

Energy bills are one of the highest costs of running a household and we understand you want to cut costs where you can. Many suppliers charge obscene amounts for a generally cheap service, here at Reclaims UK Ltd we have found a way of cutting your costs. www.energyhelpline.com you can save upto £300 on your gas and electricity bills.

Total Saving= £300.00

Reclaims UK Ltd believes that the comprehensive knowledge we have acquired over the years can benefit consumers pockets. This is why we will be publishing 2 Money Saving tips per day.

www.reclaimsuk.co.uk

Reclaims UK Ltd works closely with the MoJ and the FSA to ensure all its customers receive the best service around.

Call us today to see how we can help with your debts.

With the current UK climate people are finding that they are missing payments they never worried about previously.

Now once these debts start to spiral you will have debt agencies hounding you with phone calls, letters, bailiffs at your door. Also bailiff fees will be added on top as well as charges.

You do not want to get into this situation and this is why a debt management plan could be a great way for you to stop all the uneccessary hassle and headaches.

If you have debts of up to £10k then a debt management plan could help consolidate your current debts into one monthly affordable repayment.

Reclaims UK Ltd will initially assess your current financial situation and decide how much you can afford to repay to your debtors.

Reclaims UK Ltd will then organise this with your creditors and if possible freeze any further interest on the debts you currently have.

This Debt management plan is a financial agreement and will stop any further phone calls, letters, bailiffs and also any further charges occuring.

If you would like to discuss your current financial situation then please give us a call today.

Take the first step to becoming debt free today!

If you have any debt problems and would like to discuss your current financial situation then please give Reclaims UK Ltd a call today and one of our advisors will give you a call.

Debt Management

If you have debt and would like to talk to someone in full confidence then give us a call today and see what we can do for you.

Debt Management Liverpool

Reclaims UK Ltd

With the average household owing just over £56,000 people need help with their debts Liverpool call us today to see what we can do for your finances.

If you have any financial queries that you would like to discuss please give us a call today.

Payment protection insurance (PPI) is a very useful product that is designed to cover customers payments in the event of accident, illness or redundancy.

The FSA who monitors the selling of such financial products have recently fined Lloyds £7million for the pushing selling tactics used by sales advisors, who inform customers that they MUST have PPI to accompany the loan and that without it its unlikely they will obtain the loan.

This is classed as mis selling and the banks have made almost pure profit from such products as when it comes to claiming on the policy the paperwork written up may not show that you were unemployed, had a previous medical condition or your particular job was not covered under the policy.

Meaning that the policy is useless to the customers paying the monthly premiums of upto £175 (RECENT CUSTOMER WAS PAYING THIS AMMOUNT).

To see if you have a claim then Call Reclaims UK LTD today for a free assesement of your policy.

CALL TODAY ON 0151 289 6501 or visit www.reclaimsuk.co.uk for a free call back!